Cash Advances & Payday Loans in Texas
Maximum Loan Amount
The maximum payday loan amount for Texas residents is $1000.
Below is the Fee Schedule for a 14 day TX payday loan or cash advance. This is only an example and the actual terms of your loan, if any, will be disclosed by the Lender in the loan documents (including a Promissory Note and Federal Truth-In-Lending Disclosures (the "Promissory Note") under which the Loan will be made.
Days of Loan: 14 Days
| Loan Amount | Total Lender Interest | **CSO Fee | Interest and Fees | Total Due | APR |
| $100 | $0.38 | $30.00 | $30.38 | $130.38 | 792.05% |
| $150 | $0.58 | $45.00 | $45.58 | $195.58 | 792.22% |
| $200 | $0.77 | $60.00 | $60.77 | $260.77 | 792.18% |
| $250 | $0.96 | $75.00 | $75.96 | $325.96 | 792.15% |
| $300 | $1.15 | $90.00 | $91.15 | $391.15 | 792.14% |
| $350 | $1.34 | $105.00 | $106.34 | $456.34 | 792.12% |
| $400 | $1.53 | $120.00 | $121.53 | $521.53 | 792.12% |
| $450 | $1.73 | $135.00 | $136.73 | $586.73 | 792.17% |
| $500 | $1.92 | $150.00 | $151.92 | $651.92 | 792.15% |
| $550 | $2.11 | $165.00 | $167.11 | $717.11 | 792.14% |
| $600 | $2.30 | $180.00 | $182.30 | $782.30 | 792.14% |
| $650 | $2.49 | $195.00 | $197.49 | $847.49 | 792.13% |
| $700 | $2.69 | $210.00 | $212.69 | $912.69 | 792.16% |
| $750 | $2.88 | $225.00 | $227.88 | $977.88 | 792.15% |
| $800 | $3.07 | $240.00 | $243.07 | $1,043.07 | 792.15% |
| $850 | $3.26 | $255.00 | $258.26 | $1,108.26 | 792.14% |
| $900 | $3.45 | $270.00 | $273.45 | $1,173.45 | 792.14% |
| $950 | $3.64 | $285.00 | $288.64 | $1,238.64 | 792.13% |
| $1,000 | $3.84 | $300.00 | $303.84 | $1,303.84 | 792.15% |
** Credit Service Organization
Fees and Charges for a Texas Cash Advance
My Cash Center, LLC is a Credit Service Organization (CSO) registered with the Texas Secretary of State.
We are not a lender, and cannot promise that the lender will extend credit to you. The lender makes
loans at 10% per annum simple interest. We are obtaining an extension of consumer credit for you from
the lender. For this service, My Cash Center charges a fee of $30.00 per $100 of the Amount Financed.
TX Payday Loans/Payday Advance: Repayment Option(s)
- Pay your loan (payday, cash advance, or paycheck advance) in full
- Refinance your TX payday loan and pay just the interest and fees
- Refinance your loan (payday, cash advance, or paycheck advance in the state of Texas), pay the interest and fees plus 10% or more towards the principal.