Personal loan companies in Texas who offer short term and cash loans abide by this Privacy Policy. The policies described below enable the Texas payday lender or loan company vendors cooperating with MyCashCenter.com to efficiently process payday advance loans for Texas residents.

Texas Payday Lender: Privacy Policy

Protecting your privacy is important to us and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with credit services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all of our employees for the collection, use, retention, and security of non-public personal information related to credit services programs.

WHAT INFORMATION WE COLLECT: We may collect "non-public personal information" about you from the following sources:

• Information we obtain from your applications or personal loan forms, such as your name, address, social security number, assets and income;
• Information about your credit services transactions with us, such as your short term cash loan payment history and payday advance loan balances on loans we assist you in obtaining; and
• Information we receive from third parties, such as consumer reporting agencies, other credit service organizations, and lenders, regarding your creditworthiness and credit history.

"Non-public personal information" is non-public information about you that we obtain in connection with providing credit services to you. For example, as noted above, non-public personal information includes your name, social security number, credit history, and the like.

WHAT INFORMATION WE DISCLOSE: We may disclose all the information we collect.

YOU MAY PREVENT US FROM SHARING CERTAIN CUSTOMER INFORMATION BY OPTING OUT:

Please read the choices below carefully. If you wish to limit our right to share certain customer information about you (other than disclosures permitted by law), please check either or both of the appropriate box(es):

 If you prefer that we not share "nonexperience" information about you with future affiliates (companies within the MyCashCenter family of companies), you may direct us not to share this information by checking the box and mailing this form to us at MyCashCenter, Attn: Opt-out, 1614 St. Michael Dr., Texarkana, Texas 75503 and/or

 If you prefer that we not share any "nonpublic personal information" about you with "nonaffiliated third parties" except as permitted by law, you may direct us not to share this information by checking the box and returning this form to us at MyCashCenter, Attn: Opt-out, 1614 St. Michael Dr., Texarkana, Texas 75503.

If you have chosen any or all of the options above, your opt-out will apply to all services you receive from us, even if you become an inactive customer. You may exercise your right to opt out at any time by mailing this Notice or a copy thereof to us at the address indicated.

Information Collection Processes

We may employ "cookies" to help customize your access to the Website. A cookie is a piece of data stored on your hard drive containing information about you. Cookies have many benefits to enhance your experience at our Website. For instance, by setting a cookie on our Website, a user would not have to log in a password more than once, thereby saving time while on our Website. Even in the case where a user rejects a cookie, they may still use our Website. The only drawback to this is that the user will be limited in what he/she can access in some areas on our Website, much like visitor-level access.

We occasionally use cookies to anonymously track and target the interests of our users to further enhance the experience on our Website or for advertising tracking purposes. To find out more about cookies, please visit www.cookiecentral.com.

In addition to cookies, our Website pages and/or e-mails may contain electronic images known as "pixel tags" (also known as clear gifs) to track the pages that visitors and/or users visit at the Website for purposes of formatting future campaigns and upgrading visitor information used in reporting statistics. Our Website may also contain pixel tags placed there by third parties to help determine the effectiveness of a joint promotional or advertising campaign.

Use of Data Collected

We use your personal, demographic and profile data to enhance your experience at our Website and to enable us to present content that we think you might be interested in. We use your contact information to send you information about our company and promotional material that we feel you may be interested in. We may also use your personal, demographic and profile data to improve our Website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. Notwithstanding the foregoing, we will not use your loan-specific financial information such as Social Security Number-related information, employment information and/or bank account information ("Sensitive Information") for any marketing purposes, or transfer same to any third party, other than to third party lenders and sellers where necessary to effectuate the application or purchase of products and/or services that you applied for from such third party lenders or sellers through our Website.

THIRD PARTIES TO WHOM WE MAY DISCLOSE:

We are permitted by law to disclose non-public personal information about you to third parties in certain circumstances. For example, we may disclose non-public personal information about your short-term and cash loans in Texas to consumer reporting agencies and to government entities in response to subpoenas. Moreover, we may disclose all of the non-public personal information about you that we collect, as described above, to actual or prospective Lender's on your behalf, such as in connection with your application for a personal loan company in Texas. Such disclosures are made as necessary to effect, administer and enforce the credit services you request or authorize. We may disclose information about your transactions with us to our affiliates. In addition, we may disclose non-public personal information to unaffiliated third parties as otherwise permitted by law. If you become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

We reserve the right to share, rent, sell or otherwise disclose your information, other than your Sensitive Information, with/to third parties in accordance with the terms of applicable law including, but not limited to, the GLB Act. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; and telemarketers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans (i.e., personal, short term cash, and payday advance loans) placed online. By using this Website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for YOUR WEBSITE, but we do not permit them to use our users' personal information for other purposes. Notwithstanding the foregoing, we will not share your Sensitive Information other than with third party lenders and sellers where necessary to effectuate the application or purchase of products and/or services that you applied for from such third party lenders or sellers through our Website. By agreeing to this Privacy Policy, you authorize us to use your information to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our registration form. Such third-parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus and other outside parties as permitted or required by applicable laws. Any and all Sensitive Information that we collect from you as part of your loan application, and from such third-parties, will be used to determine your eligibility for credit services and will not be shared with third-parties other than independent third party lenders for purposes of evaluating your qualifications for a short term and cash loan in Texas and provision of such a loan, should you qualify. If you choose to provide information, such as your Social Security Number, we may use that information to determine your financial status. If you do not provide such information, we may also use other information that you provided for the purpose of verifying your eligibility for credit services or for any other programs, offer or services. Upon qualification, your ultimate loan-specific financial information will be stored and utilized by your applicable lender pursuant to the terms of that lender's Privacy Policy. Notwithstanding the foregoing, for purposes of compliance with the GLB Act, We will not share "nonpublic personal information" with our affiliates or non-affiliates without providing customers with an annual "Privacy Notice" explaining that We will be sharing this nonpublic personal information with our affiliates or non-affiliates and, for purposes of the GLB Act, providing customers with the opportunity to opt-out from such disclosures. For purposes of compliance with the GLB Act, this Privacy Policy shall serve as the annual "Privacy Notice" as defined under the GLB Act.

You agree that by submitting your information at our Website, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us and our third party advertisers and marketers. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via text-message based marketing in accordance with applicable state and federal law. In addition, by registering and/or using the Website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.

Your Rights to Your Personal Data

Upon request via postal mail or e-mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your e-mail address or postal address that we have on file for you. To modify, correct, change, update or remove your personal record from our database, click here or send your request via email to: CustomerService@mycashcenter.com.

Our Right to Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, Privacy Policy, or any other policies or agreements relevant to you.

OUR SECURITY PROCEDURES:

We also take steps to safeguard customer information. We restrict access to non-public personal information about you to those of our employees and the employees of the third party Lender who need to know that information to provide and service your short-term cash loans in Texas. We use physical, electronic and procedural safeguards, to guard your non-public personal information to comply with federal standards.